Home Buyers Series – Lender Checklist

Lender Checklist: What You Need for a Mortgage

□     W-2 forms — or business tax return forms if you’re self-employed — for the last two or three years for every person signing the loan.

□     Copies of at least one pay stub for each person signing the loan.

□     Account numbers of all your credit cards and the amounts for any outstanding balances.

□     Copies of two to four months of bank or credit union statements for both checking and savings accounts.

□      Lender, loan number, and amount owed on other installment loans, such as student loans and car loans.

□      Addresses where you’ve lived for the last five to seven years, with names of landlords if appropriate.

□      Copies of brokerage account statements for two to four months, as well as a list of any other major assets of value, such as a boat, RV, or stocks or bonds not held in a brokerage account.

□       Copies of your most recent 401(k) or other retirement account statement.

□        Documentation to verify additional income, such as child support or a pension.

□         Copies of personal tax forms for the last two to three years.

About gvenice

I have over 25 years of electrical engineering and business management experience. I previously owned and managed a multi million dollar engineering firm. My work took me all over the globe, managing the construction of manufacturing plants where I built a reputation of providing superior service, getting projects done on time and within or under budget. My dedication to the fine details and logical approach to accomplishing tasks provide a huge benefit to my Real Estate clients. After selling my business and retiring to this area, I found a new passion in the Real Estate business and I bring to this business the same level of professional skill and conduct that has made mr successful in the past. My global exposure and extensive travel are also an asset when dealing with a customer base that is located worldwide. An avid boater, I have a thourough understanding of the waterways of East Tennessee and the intricacies involved in dealing with the TVA and the Army Corps of Engineers.
This entry was posted in Chattanooga, East Tennessee, Home Buyers, Home Buyers Series, Knoxville, Property Investment, Real Estate, Real Estate Investment, Watts Bar Real Estate. Bookmark the permalink.

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