Home Security Systems: Types and Costs

Continuing with our recent series of posts about home security, here is some information that looks at the various types and costs of home security systems. There are a wide range of choices of equipment and monitoring options and choosing the one that works best for you is a personal choice. Here is some information on options and prices.

Article From HouseLogic.com

By: Joseph D’Agnese
Published: November 12, 2010

Understand home security systems’ price, installation, and options.

Few events are as unsettling as coming home to a house that’s been broken into. A home security system can provide not simply a sense of safety but also genuine protection from burglars who are looking to rob a defenseless house.

What you’ll pay

A home security system’s price comes in two forms. First, there’s the equipment cost, which can vary from $250 to $700, depending on the options you choose. Some companies may offer a basic package at a deep discount just to get your business.

They make their real money on the monthly monitoring fee, which ensures that someone is keeping an eye on your home 24/7. Expect to pay $35 to $75 a month for that peace of mind.

Talk to your insurance agent about a discount

You might be able to save money. Some insurance companies will shave off a percentage of your yearly premium if you have an electronic alarm system; a few go as high as 20%.

With an average national premium of $800, according to the National Association of Insurance Commissioners (https://eapps.naic.org/cis/), that means a basic security system can pay for itself in as little as three years.

Prepare for light construction…

Installing a basic home security system takes a pro about three hours. If you’re building a new house or an addition, you can simply run the wires through open walls. Retrofitting an older home takes more time.

…Or go wireless

You can also go completely wireless. In this case, key components of your home security system are battery-powered and communicate with a monitor device inside your home. That monitor is in touch with a remote cellular network-the heart of your provider’s service.

Some critics point out that a wireless home security system can be disabled more easily than a wired one.

Get more than security

Sensors or detectors can be added to address just about any household danger, from fire to carbon monoxide poisoning. Elderly home owners can even get a wearable “panic button” in case they fall or need assistance.

Some home security systems are part of a larger home automation complex that will adjust your home’s temperature, turn lights on and off depending on whether a room is occupied or not, and even water your landscape plants when soil dries out. Expect to pay $5,000 or more for a full home automation system.

The key element: you

For all its bells and whistles, a home security system is useless if you don’t use it correctly and consistently. Resolve to learn how to arm and disarm your system, teach each family member, and use it daily. ??And don’t forget to use those stickers and signs to broadcast your new home security system. Some security experts say their presence is the biggest deterrent of all.

About gvenice

I have over 25 years of electrical engineering and business management experience. I previously owned and managed a multi million dollar engineering firm. My work took me all over the globe, managing the construction of manufacturing plants where I built a reputation of providing superior service, getting projects done on time and within or under budget. My dedication to the fine details and logical approach to accomplishing tasks provide a huge benefit to my Real Estate clients. After selling my business and retiring to this area, I found a new passion in the Real Estate business and I bring to this business the same level of professional skill and conduct that has made mr successful in the past. My global exposure and extensive travel are also an asset when dealing with a customer base that is located worldwide. An avid boater, I have a thourough understanding of the waterways of East Tennessee and the intricacies involved in dealing with the TVA and the Army Corps of Engineers.
This entry was posted in East Tennessee, First Time Home Buyer, Home Buyers Series, Home Maintenance Series, Home Outdoors Series, Home Owners, Safety and Security Series and tagged , , , , , . Bookmark the permalink.

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